Can you save your water damage laminate floors?

 

Unfortunately the answer is no. If you approach a company and they tell you that they can either they discovered the power of magic or you should call someone else. The reason why the floors cannot be saved after its immortal damages this, the top layer of laminate floors is made of paper. Everyone knows that happens the paper when it gets wet. It gets crinkly and starts to swell and never goes back to its previous condition. The same is true for laminate floors. The first thing you should do with laminate floors that had water been damaged is tear them out. The longer you leave it the more likely that the subfloor will be damaged beneath it.

 

The subfloor below must be cleaned and dried as soon as possible in order prevents the growth of mold. It can grow very rapidly and the longer you wait to have the fraud dealt with the more likely going to have this problem. Mold has been known to cause several major health issues and should never be taken lightly.

 

The removal of the laminate floors and the cleaning of the subfloor should be handled by a water damage restoration company. These trained professionals will have not only the equipment necessary to clean it but also the experience that will help them get the job done properly. It’s not worth your while to attempt cleanup yourself because it’s the subfloor is not fully dried and you lay down and new layer of flooring above it the damage will only get worse over time.

Flood versus water damage insurance: what does it cover?

 

For most people they learn the most about their insurance policy after they already need to invoke it. This is not the best time for a crash course in insurance coverage as you might be shocked by what you find out. For example most water damage insurance does not cover flooding and in America flooding is the most common form of natural disaster. Between the year 2008 and 2012 the average insurance claim for flood damage was $42,000 or more.

You may be asking yourself, what’s the difference between them? Water damage covers any water that does damage to your home before reaching the ground outside of your home. Damage from a leaky roof or a broken pipe is covered but if water seeps into your home from outside that is not covered. It is also important to note that the damage to your home is what’s insured not the item that created the damage. That means if it was a broken pipe that failed and your carpet was destroyed the carpet will be replaced the pipe will not.

Here are a few things that flood insurance generally covers:

  • Building an foundation
  • Electrical and plumbing
  • Firmly installed carpet and paneling
  • Removal of debris
  • Built-in appliances

In California it has been known for homeowners to have their application for renewal of their insurance denied after they make a claim will stop the insurance companies justify this by saying that the administrative costs of dealing with water damage a high and that they don’t want to deal with residual mold problems.

The more you understand your policy the more well prepared you will be for any eventuality. The last thing you want is to have a disaster happened to you and to know that only part of your claim will be accepted.